Get the app
Fintech India
Fintech India
on
ZestyNugget
ZestyNugget
Zomato

Got a Rupay UPI card only to see "merchant doesn't accept credit card UPI payments"

What's the use of introducing a feature like this

12mo ago
Talking product sense with Ridhi
9 min AI interview5 questions
Round 1 by Grapevine
SillyMochi
SillyMochi
PayTM12mo

Because there is a MDR involved which a merchant doesn't want to pay as it is more than CC and UPI is free for merchant

ZestyNugget
ZestyNugget
Zomato12mo

Didn't know this, thanks

GroovyPanda
GroovyPanda
Student11mo

What ?! Are you saying MDR on UPI rupay CC higher than Swiping rupay CC ?

SwirlyTaco
SwirlyTaco
PayTM12mo

That happens rarely though. But it's going to happen more often pretty soon because the MDR% on payment via RuPay CC is much higher than POS machines

ZestyNugget
ZestyNugget
Zomato12mo

Possible. Even QSR like Haldiram doesn't accept CC UPI

WobblyHamster
WobblyHamster
PayTM12mo

I saw many Bharatpe QRs not supporting.. payment declined

ZestyNugget
ZestyNugget
Zomato12mo

Paytm and Phonepe ones

SillyMochi
SillyMochi
PayTM11mo

Nothing to do this with the payment gateway company. It's on the merchant, whether it is unblocked or blocked UPI CC trxns by the merchant

FuzzyPanda
FuzzyPanda
Zepto12mo

Nah dude. You gotta link it to your UPI app. Ask for scanner and scan and pay via card. Don't use your card directly

ZestyNugget
ZestyNugget
Zomato12mo

😒 what makes you think I could be that dumb

Discover more
Curated from across
Personal Finance
Personal Finance16mo
by CosmicWaffleSoftware Developer

Rupay credit card

Do you guys use rupay credit card? I need recommendation. I will be using it mostly for upi payments. Reward structure should be decent.

Personal Finance
Personal Finance9mo
by SnoozyPancakeTCS

HDFC UPI credit card

Hi everyone,

I understand this might be a bit off-topic, but I was wondering if anyone here is using the HDFC UPI Credit Card. Is it worth considering, in your opinion?

Thanks in advance for your insights!