Data Science Manager
InCred Financial Services is looking for a Data Science Manager to lead credit underwriting strategies and customer journey analytics for their consumer lending business. The role involves designing credit risk models, building acquisition scorecards, and identifying growth levers through portfolio diagnostics. You will lead a small team of 2-3 business analysts and collaborate across digital and physical channels. Candidates must have experience in retail lending analytics and proficiency in Python and SQL.
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Experience
4-7 years
Function
Research
Work mode
Onsite, India
Company
Tier 2
What you will work on
InCred Financial Services is looking for a Data Science Manager to lead credit underwriting strategies and customer journey analytics for their consumer lending business. The role involves designing credit risk models, building acquisition scorecards, and identifying growth levers through portfolio diagnostics. You will lead a small team of 2-3 business analysts and collaborate across digital and physical channels. Candidates must have experience in retail lending analytics and proficiency in Python and SQL.
TAL's take
Solid tier-2 role in the lending domain with well-defined managerial responsibilities and clear technical expectations.
The JD is crisp, defining the exact domain (consumer lending), specific analytical tasks (scorecards, underwriting), and team management scope.
Must haves
- 4-7 years experience in retail lending analytics
- Experience in FinTech, NBFC, or Bank
- Managerial experience managing 1-2 junior analysts
- BTech from Tier 1 engineering college or equivalent
- Proficiency in Python and SQL
- Credit risk modelling and portfolio analytics expertise
Tools and skills
About the company
Established mid-stage Indian NBFC with a clear product focus in retail lending.
Posts mentioning InCred Financial Services
InCred becomes 2nd unicorn of 2023 after raising $60 Mn in a new round. At $1.03 Bn valuation.
So Zepto was the first, InCred becomes the second one. 2 unicorns this entire year 🙀
InCred CFO Vivek Bansal Quits to Launch Fintech Startup with Kotak's Sunil Daga
- Vivek Bansal, InCred CFO, and Sunil Daga, Kotak President, are launching Saarathi Finance, an MSME-focused NBFC. - Both are serving notice periods and seeking Rs 600 crore in equity funding for the venture. - Saarathi Finance, registered in August, has applied for an NBFC license with the RBI. - The company aims to provide secured loans to MSMEs and unsecured personal loans via a digital-first super app. - Bansal and Daga bring extensive experience in banking and SME lending to the new venture. Source: [Moneycontrol](https://www.moneycontrol.com/technology/mc-exclusive-incred-cfo-vivek-bansal-quits-to-launch-fintech-startup-kotak-president-sunil-daga-set-to-join-article-12817241.html)
Looking for a (Sr.) Data Analyst Role
I have 5+ years of experience as a risk and data analyst in the lending and fintech domain. Previously I have worked with :- - InCred Finance - IDFC First Bank - Paytm (Current) Skills :- Prioritising which problem to solve First order thinking Pulling out insights from data Python, SQL, Pandas & PySpark Dashboard creation I'm based out of Mumbai and looking for a hybrid or remote role preferably. I can join in a month. Any leads will be appreciated :) Thanks in advance 🥂