Architect (B. Arch Only)

In January 2026, I had ₹15 lakh in my savings account. I had been investing in the stock market, but this time I completely lost confidence

In January 2026, I had ₹15 lakh in my savings account. I had been investing in the stock market, but this time I completely lost confidence in it. So, I chose a safer approach. I invested the entire ₹15 lakh in fixed deposits, spreading the amount across four different banks, with ₹4 lakh in each. Do you think this was the right decision? If you were in my position, what would you have done?

Confluent Salary Structure and stocks

Anyone aware of confluent salary structure and stocks. I recently got an invite for an interview for the position of senior security engineer. The base seems promising but stocks seems to be pretty low. I was informed that the stocks would be 30% of annual CTC vested over 2 years. But the HR was unclear about stocks. She also mentioned 30% stocks is annual value and will get refresher at year end. Kind of very confusing. If anyone from confluent can help here to make it more clear for me.

IS THIS UPMOVE IN THE MARKET SUSTAINABLE ? SOME UPDATE ON THE STOCKS.

This was my last post where i mentioned that Nifty 100 is the way to go ahead if one wants to build newer positions. https://share.gvine.app/8aJtMzoHxdWv7hPv5 Stocks like ABB, SIEMENS, PIDILITE , COLPAL, MARUTI, LT, JINDAL S, TATA M , SUNPHARMA are few names that have offered Entry opportunities. When i am getting a good Risk : Reward, i buy whatever i wanna buy in 1 time scale in. Out of the above list SIEMENS, ABB, MARUTI, COLPAL started moving before the indices. Generally these stocks are the leaders of the next upleg . Such stocks need to be tracked closely, they will offer plenty of opportunity to those who missed it. More often than not they will outperform the market. Don't chase any stock that is flying eg. Maruti, ABB wait for Risk : Reward to come in your favour. If it gives a mini pullback, get in, if not then let it fly. Look for another opportunity. I have also built positions in Nifty Future at 22,220 today. In my last post i updated about entering Nifty Bank, that trade is still on and i have captured 700 odd points, Let's see what happens in days to come. Pullback got confirmed today in Nifty. It broke out of the high volume node range, valid pullback ended , it kept bouncing above multiple AWAP levels (forgot to add that in the photo). This was a confluence of data points for me. Getting in the market at the right time is very crucial. If one gets it right, the journey ahead for the next upleg is relatively easy. The market will shakeout late participants, if you get it right, you get a lot of cushion to work with and you wont be shaken out of the market that easily. We are moving up in the medium term. If i see anything changing or i cut my positions, i will update here. Bank nifty and nifty is a deadly combo, i hope Bank Nifty keeps chipping in on regular intervals. Happy Trading :)