PrancingUnicorn
1moby
In January 2026, I had ₹15 lakh in my savings account. I had been investing in the stock market, but this time I completely lost confidence
In January 2026, I had ₹15 lakh in my savings account. I had been investing in the stock market, but this time I completely lost confidence in it.
So, I chose a safer approach. I invested the entire ₹15 lakh in fixed deposits, spreading the amount across four different banks, with ₹4 lakh in each.
Do you think this was the right decision? If you were in my position, what would you have done?
1mo ago

FluffyUnicorn
1mo
Its your money your choice.
I personally love crashes cause we get to buy good stuff for dirt cheap discounts. Its embedded in the blood one could say.
People rush to stores during clearance sale. For me moments like this are clearance sales and helped us alot. Especially when it bottoms out.
Diversify as per ones appetite.
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