Data Scientist-Collections Analytics
Applied Data Finance is looking for a Data Scientist to join their collections analytics team in the lending domain. The role focuses on developing and optimizing payment recovery strategies, monitoring KPIs, and designing treatment flows. Candidates are expected to have a strong foundation in Python, SQL, and statistical modeling. This position involves cross-functional collaboration with finance and engineering teams to automate strategies.
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Experience
2-3 years
Function
Research
Work mode
Onsite, India
Company
Tier 2
What you will work on
Applied Data Finance is looking for a Data Scientist to join their collections analytics team in the lending domain. The role focuses on developing and optimizing payment recovery strategies, monitoring KPIs, and designing treatment flows. Candidates are expected to have a strong foundation in Python, SQL, and statistical modeling. This position involves cross-functional collaboration with finance and engineering teams to automate strategies.
TAL's take
Solid tier-2 fintech role with well-defined scope in collections analytics, though lacks specific remote/hybrid details.
The JD clearly defines the domain (collections), specific analytical responsibilities, and required skill set.
Salaries at Applied Data Finance
19.0 LPA average
Based on 2 Grapevine salary entries for Applied Data Finance.
Other roles
2 - 4 years
14 LPA average
Range: 14 - 14 LPA
Other roles
4 - 6 years
24 LPA average
Range: 24 - 24 LPA
Must haves
- 2-3 years of experience in data science or analytics
- Experience or exposure to credit risk or collections analytics
- Strong proficiency in Python and SQL
- Understanding of statistical techniques and machine learning
- Experience with large datasets
Tools and skills
About the company
unfamiliar company, default mid-tier
Posts mentioning Applied Data Finance
Title: Data Scientist (~2 YOE) – Built planning tools, pipelines, and AI system. Need honest feedback on profile.
Hi all, Looking for practical feedback on my profile before I start applying. I’ll keep this structured so it’s easier to evaluate. --- 1) Planning Tools / Web Applications Problem: Forecasting workflows were fragmented and heavily Excel-driven: - Multiple data sources (orders, shipments, different forecast versions) - Manual merging, lookups, and adjustments - No way to simulate scenarios or compare forecasts cleanly - Different planners using different methods → inconsistency What I built: - Two internal applications for planning workflows: - A planning tool integrating 8+ data sources - A forecasting simulator supporting multi-level editing (high → granular) Key capabilities: - Real-time scenario simulation - Side-by-side comparison of multiple forecast types - Hierarchical adjustments across levels - SQL write-back for persistence Scale: - Processes ~150K+ records per cycle - Used in monthly planning cycles by multiple teams Impact: - Removed fragmented Excel workflows - Enabled consistent decision-making across users - Reduced manual effort and improved visibility into forecast behavior --- 2) Automation & Data Pipelines Problem: Core workflows were manual and repetitive: - Multi-file Excel processing - Data cleaning + merging across systems - Version tracking errors - High effort per cycle (1–4 hours depending on workflow) What I built: - Multiple pipelines automating end-to-end workflows Examples: - Large-scale consolidation pipeline: - Input: ~1M+ rows across 20+ files - Output: clean, unified dataset (~75% reduction) - 2nd pipeline: - Replaced a 23-step manual process - Standardized inconsistent formats across datasets - 3rd automation processing: - Automated unpivoting, enrichment, and version tracking Impact: - Reduced processing time from hours → minutes per cycle - Eliminated manual errors (copy-paste, lookup mistakes) - Standardized workflows across users --- 3) Power BI / Monitoring Problem: Recent data (orders/shipments) showed inconsistencies, but: - No visibility into changes over time - Hard to identify where data drift was happening What I built: - Power BI dashboards with: - Hierarchical filters - Drill-down views - Month-over-month comparison Scale: - ~30K+ records analyzed Impact: - Enabled early detection of data inconsistencies - Helped planners validate inputs before forecasting - Improved trust in upstream data --- 4) Side Project (AI System) What I built: - AI-powered job assistant system Features: - Scrapes job postings - Scores relevance using LLMs - Generates tailored resume points and outreach messages - Tracks applications Tech: - FastAPI backend - LLM routing (cloud + local fallback) - SQLite storage Goal: - Build a system-driven workflow (not just model usage) --- My concern Most of my work sits at the intersection of: - forecasting - data systems - workflow automation I’m trying to move into: 👉 Applied Data Scientist / Product-oriented roles --- Questions 1. Does this profile look too niche (forecasting-heavy)? 2. Does “building systems around data” help or hurt for DS roles? 3. What’s the biggest gap you see (if any)? Would really appreciate honest feedback. Thanks.
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