Digital Marketing internship cum full time job

Inefficient Managers

There are managers who are paid close to a Crore Rupees a year for doing this. Scene: Our team is working on it. We’ll get back to you. Reality: I have no idea about what the issue is. I’m completely dependent on my team. Scene: I have a hard stop now. Have to drop off. Reality: I don’t care about the ongoing meeting. My “passive” attendance in some other meeting is more important than the ongoing meeting. Scene: +team FYI Reality: Not my responsibility. Team must take a look. Scene: Do you have some bandwidth? Reality: If you say no, I will use this against you during appraisal. Scene: Feel free to give feedback about leadership. Your opinion is important for continuous improvement. Reality: Negative feedback should be worded with politically correct statements. Else be ready to face consequences. Scene: The leadership team expects so-and-so from you. Reality: I’m not capable of questioning the leadership team. I’m just passing the buck to you. Scene: Can you prepare a deck by this day? Reality: I want to show a rosy picture to my leaders. I will ‘use’ you to impress my leaders. Scene: Who wants to work on this item? Reality: I’ll judge employees who don’t volunteer. Scene: I want you to complete this (bullshit work) by this weekend at any cost. Reality: I want to save my ass in this job. Scene: Do you have any blockers? Reality: As if I’m capable of resolving them…lol Scene: Taking a day off. Reachable on mobile. Reality: Added the second statement to ‘show’ how important & flexible I am. I know you’ll not call me anyways. Scene: Manager presenting something. Do you have any questions? Reality: -silence- - - - Have you ever encountered Managers like these?

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Need Help: Fraudulent Transaction on HDFC Credit Card & Unfair Liability

Hi everyone, I want to share my experience with HDFC Bank regarding a fraudulent transaction and seek advice or support from those who might have faced a similar issue. On December 10, 2024, I was scammed into installing a malicious app that stole my HDFC credit card credentials and OTP. Using this stolen data, the fraudster made an unauthorized transaction of ₹1,47,000 to EaseMyTrip. I immediately: ✔ Reported the fraud to HDFC Bank, who blocked my card and issued a new one. ✔ Contacted EaseMyTrip multiple times, but received no response. ✔ Reported in cyber crime online, the case is now forwarded to my city police station. But the contact number which they gave me is not reachable. I don't have any hope However, despite raising a fraud complaint the same day, HDFC Bank held me liable, claiming the transaction was “authorized” since an OTP was used. Issues with HDFC's Investigation: 1️⃣ They changed the reference number for my case without any explanation, raising concerns about how they handled the investigation. 2️⃣ I escalated multiple times, but they refused to acknowledge that I was a fraud victim and insisted I pay the full amount. 3️⃣ To avoid interest charges, I paid the ₹1,47,000, causing significant financial and emotional distress. I filed a complaint with the RBI Banking Ombudsman, but HDFC repeated their stance, ignoring the fraud aspect and failing to clarify the reference number change. They also refused to compensate me for my loss. What I Need Help With: 1. Has anyone faced a similar issue with HDFC or any other bank? 2. Any suggestions on how to challenge their decision further? 3. Any legal or consumer rights advice on holding the bank accountable under RBI guidelines? I appreciate any insights or guidance you can provide!