What's inhand salary for 12.5 lpa Cognizant after all deductions. What's in hand per month?

Of the total comp. of 12.64L, if we remove incentive(45k), insurance(19.5k), bonus(24k), employer PF(50.4k), employee PF(50.4k - they deduct an amount equal to employer contribution), professional tax(2.4k), it comes to 1111800.

So no tax if you choose new regime.

You'll get 1111800/12 = 92,650 rupees approximately every month.

YOE?

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You are switching from Infosys to cognizant? And getting 12.5 ctc ? Am i right?

Yoe?