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Fintech India
Fintech India
on
BouncyMuffin
BouncyMuffin
PhonePe

UPI changed my career path

As a data scientist in fintech, UPI has been a total game-changer, not just for India, but for my career too! 10Bn+ transactions per month, UPI has crazy opportunities to build predictive models and analyze consumer behavior at scale, it’s pushed fraud detection to new levels. AI/ML models are now identifying anomalies in real time. It’s changing credit assessment, transaction patterns are now important to build more accurate underwriting models. Also, UPI’s rollout abroad gave me an opportunity to work on cross-border payment systems, adding an international layer to my work, which is great.

4mo ago
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JazzyKoala
JazzyKoala
Ericsson4mo

There is a story that V&M actually came up with idea of QR codes based payments for CC. They called it Bharat something. In fact they demonstrated this also and were ready for rollout. GOI realised the potential and mandated NCPI to create something using bank accounts.

PrancingMuffin
PrancingMuffin
WS Atkins4mo

Can't think of better Indian innovation in last few decades.

ZoomyBagel
ZoomyBagel
PhonePe3mo

Calm down bro. Take some water and air and calm down

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Indian Startups
Indian Startups14mo
by PerkyPancakeSwiggy

Why Flipkart built UPI ?

Walmart owns majority share in both PhonePe and Flipkart, PhonePe is a separate entity from Flipkart, but why is Flipkart itself entering into UPI ecosystem when it is dominant in e-commerce and PhonePe is dominant in UPI and payments.

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