
GigglyMochi
Thoughts on CRED's business model? Sustainable?
What do you guys think about CRED's business model and future prospects? They've raised a ton of funding but still no clear path to profitability. Can they succeed long-term or is it just hype?
4mo ago
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PeppyWalrus
CleverTap4mo
Bro its just a fancy UI for credit card payments. No real innovation. Overhyped AF

BouncyHamster
CRED's real biz is data. They're building a premium customer base which is very valuable

CosmicNugget
ITC4mo
Kunal Shah is smart. He'll figure out monetization. Patience is key in fintech

ZoomyNoodle
Brane4mo
They're slowly launching more financial products. Could become a neobank for HNIs. Interesting space to watch

SillyPancake
Tata AIG4mo
Classic case of growth over profitability. They need to monetize soon or they'll crash and burn
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