In January 2026, I had ₹15 lakh in my savings account. I had been investing in the stock market, but this time I completely lost confidence

In January 2026, I had ₹15 lakh in my savings account. I had been investing in the stock market, but this time I completely lost confidence in it.

So, I chose a safer approach. I invested the entire ₹15 lakh in fixed deposits, spreading the amount across four different banks, with ₹4 lakh in each.

Do you think this was the right decision? If you were in my position, what would you have done?