What's future of fintech in India? At the end of day everyone is eyeing lending as a segment but underwriting using new criteria for serving undeserved market itself looks non sustainable due to risk of defaults. Add regulatory interventions makes things more complex. Do you guys see any new area emerging or any untapped/undertapped segments
I want to see faster refunds and wallet withdrawal. Money gets debited from our account almost instantly when we buy stuff. But when we request refund it takes 2-3 business days or more. This needs to change and it will reduce a lot of customer friction.
Razorpay already did this. They process refunds in a matter of hours. But it should be faster than that. ECommerce will flourish with just this one feature.
Fintech is deadend business. Most fintechs will die. The ones that have a good upi market share will probably survive. Most fintechs are fancy boys club they have not seen a minor difficult situation, won't last a single recession.
Any insights or something to support this speculation?
How do they make money?..how much they spend to make that money?. That's my logic
How are startups competing in the same space on almost similar products and raising a lot lot of money on almost similar products 😮.
How to be better than competition if it's almost similar product that everyone is offering especially ...
What's happening with Fintech - Startups are kicking up accessibility for the niche segments of asset investing using tech (AI), lesser innovation and more sort of capitalizing the already created use cases of investing and wrapping it u...
Context: We tenants(22-25yo) move to a new city for work, pay high taxes, gets screwed by the landlords, have to pay upfront costs without the 1st salary and have to often resort to personal loans at high interest rates/ask your parents ...
How would you onboard landlords & tenants who deal in cash for rent payments? They would never use any platform wh...
We run a platform that works with SME'S , MSME's (can't disclose more on what kind, but like any transaction have buyers and sellers), have active 3 lakh users.
The amount transacted is above 150+ crore every month.
We realised that t...
