State Credit Manager - Ahmedabad
The State Credit Manager at Aditya Birla Capital will oversee credit underwriting, risk framework implementation, and portfolio management within the financial services unit. Key responsibilities include enhancing file processing, minimizing early delinquencies, and coordinating with cross-functional sales and risk teams. The role involves managing a team of 34 and driving credit standards across over 200 locations. This position focuses on optimizing operational efficiency and ensuring strict adherence to regulatory and compliance frameworks.
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Experience
Experience not specified
Function
Finance
Work mode
Onsite, India
Company
Tier 2
What you will work on
The State Credit Manager at Aditya Birla Capital will oversee credit underwriting, risk framework implementation, and portfolio management within the financial services unit. Key responsibilities include enhancing file processing, minimizing early delinquencies, and coordinating with cross-functional sales and risk teams. The role involves managing a team of 34 and driving credit standards across over 200 locations. This position focuses on optimizing operational efficiency and ensuring strict adherence to regulatory and compliance frameworks.
TAL's take
Strong, well-defined management role at a significant financial institution, though the technical/digital stack is not clearly defined.
Very clear responsibilities in credit underwriting, portfolio management, and team leadership, though the tech stack is minimal.
Salaries at Aditya Birla Capital
17.5 LPA average
Based on 38 Grapevine salary entries for Aditya Birla Capital.
Finance
0 - 2 years | 1
4 LPA average
Range: 4 - 4 LPA
Finance
2 - 4 years | L1
14 LPA average
Range: 14 - 14 LPA
Product Management
0 - 2 years | 1
16 LPA average
Range: 16 - 16 LPA
Other roles
0 - 2 years | 1
6 LPA average
Range: 2 - 16 LPA
Must haves
- Experience in credit underwriting management
- Ability to implement risk frameworks and policies
- Portfolio management and monitoring experience
- Stakeholder management with sales and channel partners
- Team leadership and talent development
About the company
Aditya Birla Capital is a well-established financial services conglomerate but is not classified as a global or Indian tier-1 tech-focused engineering hub.
Posts mentioning Aditya Birla Capital
Health insurance for parents
So I was searching for an adequate health insurance plan for my parents aged 64 and 59. After comparing various plans and checking with Ditto, I have narrowed it down to 2 plans Care Supreme and Aditya Birla Activ One. Both of them have similar benefits with no room rent limit, additional rider to lessen the coverage time for PED (since most seniors have some conditions or the other this becomes most important), no sublimits for any particular diseases and no co-pay. Also Ditto isn't directly able to compare them both since "Aditya Birla Activ one is quite new and they don't have data on them" which doesn't quite sound right to me as it sounded quite like they were pushing me towards Care Supreme. I did consider other plans as well like Niva Bupa or HDFC Ergo but they were way too expensive providing similar benefits only. Any of you guys have taken the above mentioned plans or are planning to take an insurance for your parents? Also are there any other insurance advisors similar to Ditto? I tried talking to a few agents but all of them seem to be pushing Star Health plans nowadays which sound to be utter crap to me.
<Rant on Bewakoof.com> Employees got nothing for their ESOPs
So Bewakoof got acquired by Aditya Birla group and sent a mail to employees that their ESOPs are now worthless “as determined by the board.” I mean, I know what they’re doing is completely legal, they must have covered themselves with escape clauses, but how are founders okay with this? They basically ripped off and wiped off the wealth of the very employees that worked for them for years. Shameful, man! Never buying from this shit company again. Not that it will matter, but won’t give a penny to this hideous organization.
Groww NBFC's Loan Book Soars to $115 Million Amid Strategic Shifts
- Groww Creditserv, Groww's NBFC, expanded its loan book to Rs 965 crore ($115 million) by June 2024, up from Rs 731 crore ($87 million) in March 2024. - Personal loans make up 98% of the loan book, with the remaining 2% being consumer loans. - Groww's lending portfolio also includes partnerships with Aditya Birla Finance, IDFC First Bank, and Credit Saison. - The company dispenses around Rs 250 crore in personal and consumer durable loans monthly, peaking at Rs 350 crore before a strategic shift. - Changes in leadership and a focus on co-lending have marked Groww's recent strategy, with significant equity funding and a growing retail stock investor base driving overall growth. Source: [The Arc](https://thearcweb.com/article/groww-nbfc-expands-loan-book-to-115-mn-nKCctdAHTD2rVZP6)