State Head-Cross Sell (Personal Loan)
The State Head will lead lending operations and cross-sell strategies for personal loans at IDFC FIRST Bank. The role involves scaling the business, managing high-performing teams, and collaborating across Product, Sales, and IT to improve portfolio performance. The candidate must have deep domain expertise in retail lending and a track record of driving revenue growth. Success is measured by conversion efficiency, volume targets, and digital transformation initiatives.
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Experience
5+ years
Function
Sales
Work mode
Onsite, India
Company
Tier 2
What you will work on
The State Head will lead lending operations and cross-sell strategies for personal loans at IDFC FIRST Bank. The role involves scaling the business, managing high-performing teams, and collaborating across Product, Sales, and IT to improve portfolio performance. The candidate must have deep domain expertise in retail lending and a track record of driving revenue growth. Success is measured by conversion efficiency, volume targets, and digital transformation initiatives.
TAL's take
Solid senior leadership role at an established bank with clearly defined cross-functional and P&L responsibilities.
Clear expectations and responsibilities for state-level business leadership, though the tech stack requirements are abstract.
Salaries at IDFC FIRST Bank
21.6 LPA average
Based on 5 Grapevine salary entries for IDFC FIRST Bank.
Other roles
0 - 2 years
16 LPA average
Range: 10 - 22 LPA
Other roles
2 - 4 years
20 LPA average
Range: 20 - 20 LPA
Other roles
4 - 6 years
22 LPA average
Range: 22 - 22 LPA
Other roles
6 - 8 years
34 LPA average
Range: 34 - 34 LPA
Must haves
- Minimum 5 years experience in retail banking, lending, or financial services
- Proven leadership and team-building capabilities
- Strong strategic thinking and execution skills
- Excellent stakeholder management and collaboration abilities
- Deep understanding of lending products and customer behavior
About the company
Established major Indian private bank but not a top-tier tech-focused unicorn.
Posts mentioning IDFC FIRST Bank
Legal/Banking Advice Needed
In my CIBIL report i can see one loan account from IDFC registered on my account (2yrs old consumer loan account). Though it is paid timely but it's not mine. And I have never had an account with IDFC in my entire life and the amount is very less only 13k. 1. What measures should i take to remove that account from my name or from the CIBIL report? 2. How to know the account number? Might be needed to share with the bank.. Also, is there any way to check how many credit cards or loan accounts are in my name currently or in past?
Groww NBFC's Loan Book Soars to $115 Million Amid Strategic Shifts
- Groww Creditserv, Groww's NBFC, expanded its loan book to Rs 965 crore ($115 million) by June 2024, up from Rs 731 crore ($87 million) in March 2024. - Personal loans make up 98% of the loan book, with the remaining 2% being consumer loans. - Groww's lending portfolio also includes partnerships with Aditya Birla Finance, IDFC First Bank, and Credit Saison. - The company dispenses around Rs 250 crore in personal and consumer durable loans monthly, peaking at Rs 350 crore before a strategic shift. - Changes in leadership and a focus on co-lending have marked Groww's recent strategy, with significant equity funding and a growing retail stock investor base driving overall growth. Source: [The Arc](https://thearcweb.com/article/groww-nbfc-expands-loan-book-to-115-mn-nKCctdAHTD2rVZP6)
International Cards : Suggestion
Rejected by Scapia and Fi, no reasons given Saw a video on Niyo Global, saying they have huge downtimes which can be inconvenient Others I found 1. IDFC Wow Zero Forex card 2. BookMyForex YES Bank Forex Card 3. TripMoney Global Cash Card Please suggest