Bukuwarung
Bukuwarung Product Manager
Bukuwarung is the leading digital bookkeeping and payments app for MSMEs in Indonesia, driving financial inclusion through technology.
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5 minutes to evaluate. 6 months of representation.
What is Bukuwarung?
Bukuwarung is an all-in-one financial app that helps Indonesian MSMEs digitize their bookkeeping and payments. The platform enables small business owners to track sales, manage credit, and accept digital payments seamlessly.
You'll be a good fit if you have
- Strong understanding of fintech ecosystems including payments, lending, or risk & compliance domains.
- 3–5+ years of product management experience, with exposure to financial services, fintech, or related industries.
- Experience in at least one of the following areas:
- Payment acceptance / merchant acquiring
- Lending / credit products (origination, underwriting, collections)
- Risk, fraud, trust & safety systems (KYC/KYB, fraud detection)
- Data-driven mindset with the ability to define metrics, analyze performance, and make informed product decisions.
- Experience working with external partners, APIs, and integrations.
- Strong problem-solving skills with the ability to operate in fast-paced, ambiguous environments.
- Excellent communication and stakeholder management skills across technical and business teams.
- Familiarity with agile methodologies and product development frameworks.
- An AI-first mindset with experience leveraging AI tools or building AI-enhanced products is a strong plus.
Key Responsibilities
- Own Product Roadmap: Define and execute product strategies across retail payments (QR acceptance), lending products, and risk & trust systems including fraud prevention and compliance.
- Market Expansion & Localization: Adapt and scale products for new markets, ensuring regulatory compliance and integration with local payment ecosystems and financial regulations.
- Merchant Growth & Engagement: Drive merchant acquisition, onboarding, activation, and retention through seamless payment and financial product experiences.
- Lending Lifecycle Management: Oversee end-to-end lending flows including origination, credit decisioning, disbursement, repayment, and collections.
- Risk & Fraud Management: Build and enhance systems for KYC/KYB, fraud detection, merchant risk scoring, and compliance while minimizing user friction.
- Partner Integrations: Collaborate with payment partners, financial institutions, and third-party providers to enable seamless product integrations.
- Data-Driven Decision Making: Define and track key metrics such as transaction volume, active merchants, loan disbursement, approval rates, NPL ratios, fraud rates, and customer satisfaction.
- Cross-Functional Collaboration: Work closely with Engineering, Design, Risk, Data Science, Compliance, Legal, and Business teams to deliver impactful products.
- User Research & Insights: Conduct user research to understand merchant and customer needs, translating insights into actionable product improvements.
This is not a cold application
You're in the top 1%. We represent you to Bukuwarung. Not the other way around.
Impact at scale
Digitizing the backbone of the Indonesian economy.
Why Bukuwarung
Over 60 million micro-businesses in Indonesia are the backbone of the economy but remain largely underserved by traditional banks.
Bukuwarung provides the digital ledger and payment infrastructure these merchants need to build a credit history and join the formal economy.
Problems that matter. Company that matters. Infrastructure that matters.
Accelerate economic growth by connecting every talent to the work they are meant to do
Hiring got broken. Too focused on companies. Not enough on people. We're fixing it.
Human judgment plus AI. Talent first.
Built By
We built Grapevine. More than 1 million engineers use it to share real talk about companies, salaries, culture. We saw the problem up close.
Great engineers lost in broken systems.
So we built Round1. Backed by Peak XV and Kae Capital. One mission: connect exceptional engineers to work that matters.