Your preferred secured credit card option

Assuming you don’t already have a credit card, which would you prefer as a first/second ever card. Keep in mind asset backed cards give credit limits up to 80-100% of the asset value

Credit card backed by FD

Credit card backed by gold

Credit card backed by MFs

None of the above

79 votesexpired

18mo ago

GroovyBoba

X (formerly Twitter)

18mo

What is the use of that useless credit score if the bank won't give me monnies without any securities that too at a bloody ~35% interest rate.

SnoozyWalrus

Uber

18mo

That’s true and a chicken egg situation. For no score or bad CIBIL score folks, asset based credit is one of the only ways to improve score or get credit