Which salary account is best? And why?
Axis is good, their priority account/card have offers for book my show
Which axis card you've, I've ace but feels less satisfied now after 2 years of usage
How do you get the Burgundy account?
Salary should be best not the bank account
Baat toh sahi boli
HSBC, gives 5% cashback on debit card spends. I have been paying my cc bills using that 😜
The TnC on HSBC site mentions credit card payments in the exclusion list along with a host of other things like mf, insurance premiums, school fees and what not. How are you able to bypass the TnCs or is it a glitch?
Yes, there are always tricks and loopholes.
IDFC
If you ever used citi, nothing comes closer to it wrt service and Webapp. HDFC might have decent service but there site is weird. Kotak has some decent features like flexi FD if you intend to use it then go for it. Otherwise ICICI is best.
Icici app is the best
The best options available currently is ICICI & HDFC. in my option ICICI has the best online/app experience. Plus lots of features.
icici ane hdfc are big heads. both are really good. make sure to create only savings account as they convice you to create trading account at first and then charge 1000 at end of the year for it.
HSBC is the best, purely because of the offer that they provide with their salary account's debit card The offer: so anything you buy using your debit card for above ₹1000/- this get you a flat 5% cash back. This is applicable for both online and offline purchases. i think there are approx 3or4 exceptions like cases like 1) payments to government and utilities 2) Gold and jewellery 3) community and school fee payment etc.
I like ICICI. I like the service and their mobile application. I also use the iwish flexible RD option to park my fund and to hide from my day today spending.
