Which is better personal health insurance or corporate health insurance. If personal then could please mention why

Cause if you change company/get fired corporate insurance will go away, unless you transfer it to a personal plan

One more important reason to get health insurance early: if you wait until you are older, the premiums become much higher. Not only that, most policies will impose waiting periods for pre-existing conditions and certain critical illnesses, which means you may not get immediate coverage when you need it the most. Starting early helps you lock in lower premiums and complete waiting periods sooner, ensuring better financial protection for the future.

There are many benefits in personal health insurance.

1. You can have a cover for a larger amount and also buy a super top up on top of your base plan if you feel the need. Becuase generally office premium is fixed and it around 10 Lakhs that is too low if you consider the cost involved in todays day and age while hospitalization.
2. You need a safety net in case when you are not employed by any org. like during switch and layoffs etc.
3. If you buy insurance from a good company their cashless coverage is more invlusive as compared to the corporate insurances then you have to take headache for reimbursement process.

1 major cons I would say personal insurance has as compared to corpoate is that their is waiting period involved which is not present in corporate insurance.

Both, you don't know when you are getting laid off, added safety is always good