Which bank loan (Home loan ) would you suggest for

The advantage with any PSU bank is the Pre-payment amount (and also the principal amount of the emi IIRC) gets adjusted against the outstanding amount the same day. But with private banks it gets adjusted only at the end of the month. So you will pay interest for the remaining days of the month with private banks. This is how it used to be 10 years ago. Not sure if it is still the same.

I have had 3 loans (1 housing and car loan twice) with state bank of India and all 3 were easy including the loan closure.

If you can get a public bank loan, that is the best option. But be ready for multiple visits, Xerox and what not

I would suggest you BOB.

Please don't go for any private banks, always prefer Public sector banks for loans

I heard that when the benchmark rate gets lowered, sbi automatically adjusts your loan rate but you have to call and get it changed by hdfc

Bank of baroda

Getting a home loan from SBI would be quite difficult. HDFC is good.

Icici