What's your portfolio asset allocation?

Fixed LTI = FD + NPS + PPF + any other fixed long term investment

Doing research for a product / feature.

Mine is Fixed LTI (45%) > Mutual Funds (35%) > Stocks (20%)

Fixed LTI > Mutual Funds > Stocks

Fixed LTI > Stocks > Mutual Funds

Mutual Funds > Stocks > Fixed LTI

Mutual Funds > Fixed LTI > Stocks

Stocks > Fixed LTI > Mutual Funds

Stocks > Mutual Funds > Fixed LTI

124 votesexpired

25mo ago

JazzyBurrito

Stealth

25mo

If you are in a higher tax bracket like 9 lacs and above then FD doesn’t make sense. Also ELSS is better than PPF. Feel free to contact us for investment planning and asset allocation according to risk profile and tax slab. Happy to help!

MagicalQuokka

Stealth

25mo

Interesting. Why is FD an issue for people in higher tax brackets?

JazzyBurrito

Stealth

25mo

Because since you have already utilised all tax savings options in higher tax bracket. The interest you get from FD will not be fully paid, it will be taxable.