MagicalHamster
MagicalHamster

What's your investment every month like? If not investing why not? Honest answers only πŸ™

Like mine is about 75% spread across ..

5% will go to crypto 10% will go to Index ETFs 80% pure equities 5% to MFs

24mo ago
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QuirkyNarwhal
QuirkyNarwhal

I am currently stacking up my money. Recession is gonna come. And there's no better opportunity to make money than recession

MagicalHamster
MagicalHamster

True that ...

MagicalHamster
MagicalHamster

Only quality stocks for me ... With 0 debt and profitable ... But ofcourse if everything falls they will fall too

DancingDonut
DancingDonut

Fd ppf only .. took home loan ..left with little moneyπŸ˜‚πŸ˜‚

GigglyNarwhal
GigglyNarwhal

Us bro us

FluffyNugget
FluffyNugget
Plivo24mo

+1

QuirkyNarwhal
QuirkyNarwhal

Glad to know you are investing 75% of your salary!

MagicalHamster
MagicalHamster

What's your mix ?

MagicalHamster
MagicalHamster

Trying to maximize my investments... Cutting off all my expenses

DerpyPancake
DerpyPancake

Which coins are you investing in?

MagicalHamster
MagicalHamster

Matic, ada, dot, eth, btc, sol and gala and alot more no meme coins

PeppyBiscuit
PeppyBiscuit

i invest only 20%. all in nifty 50 MF.

some on ppf paid annually.

stocking up some money as this is my first job.

SillyBiscuit
SillyBiscuit

Recently I have simplified a lot. There are just two use cases I have : i) Money i might need within 5 years: stays in my savings account/ sweepin fd ii) Money i don't need in next 5 years: goes into equity.

I used to spread my investments across multiple classes but realised it's not worth the hassle. Also at a marginal tax rate of 30% on other instruments, even if equity returns 7% cagr in long term I'll do ok. If it doesn't I'll look stupid but I'm willing to take that risk given I don't have any big liabilities.

BubblyDonut
BubblyDonut

40% equities (stocks and mf) 5% vacation fund

SquishyPanda
SquishyPanda

50% saving across sip, policies, vpf,nps

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