SnoozyWalrus
SnoozyWalrus
18mo

What’s your CIBIL score

And how did you improve it, if it was lower?

< 650
650-700
700-750
750+
737 votesexpired
18mo ago
BubblyCupcake
BubblyCupcake

Wait what? Isn’t 790+ something everyone has,

SnoozyWalrus
SnoozyWalrus
18mo

30-40% of Indians who have a CIBIL score have above 750.

SqueakyUnicorn
SqueakyUnicorn

pay 15 days before the deadline / end of month is something that’s been beneficial + was an advice that I recently received.

SnoozyWalrus
SnoozyWalrus
18mo

Thanks - this is helpful. Did you get a quantification of score improvement?

ZestyPretzel
ZestyPretzel

It was 786 last month mashallah!

CosmicLlama
CosmicLlama

Who cares?.. there are agents avl to get you loans even if you have no cibil.

These score matter only in west, where there is systemic risk management. In India, you pay enough bribe, you can geta donkey branded as horse.

SnoozyWalrus
SnoozyWalrus
18mo

Could you elaborate on this? Finding it difficult to believe that this is not an exception. You’ll get a loan at no/poor CIBIL, but probably at 2X interest rates

SnoozyWaffle
SnoozyWaffle

use credit card (not more than 30% limit per billing cycle) and pay on time.... if you are not getting credit card as your score is pretty bad, take FD backed credit cards

GigglyQuokka
GigglyQuokka

Bro you are from uber, why would you care about CIBIL score 😅, jk.

GigglySushi
GigglySushi

770

Discover more
Curated from across