What is the total asset you were able to build with IT ( includes EPF, MF, Stocks, Gold, Silver, NPS etc). Pls add yoe in comment as well.
56L - 8 YOE
would have been 76L if I had not given it to parents in the initial years. 🥲
Age 34. 10 yoe - 5 years India 5 years in EU.
23 lakhs in MF, EPF, NPS, PPF. Contributed 45 lakhs out of 1cr worth flat in Pune. Have 19k Euros in savings account.
Also purchased one small piece of land together with my dad contribution = 12 lakhs.
Gave around 8 lakhs for my marriage.
Started with 3 lpa in India. Before I left to work abroad, it jumped to 4.8lpa including night shift allowance 🤣
Started with 60k euros in EU. Worked for 4 years, salary went upto 66k.
Came back to India coz thought mera bharat was mahaan and felt guilty for staying away from parents.
Indian salary was 40lpa. Worked for 2.5 years with same salary. No hike.
Came back to EU coz I realized mera wasn’t that mahaan and parents would always crib no matter what.
Currently earning 100k euros annually.
I am an average guy, just happened to lucky in decisions because of friends.
And so many people with more than 2cr saving good if they share some tips to us as well and after how many years of work they were able to make this corpus. Please !!
There's no secret. Just discipline and consistent investing.
Don't buy stuff on emi. Don't take unnecessary loans.
Keep a separate bucket of money for fun things like vacation, decide your ratio of needs to fun to saving and stick to that ratio.
And stop looking for get rich quick scheme. Getting rich in reality is very boring. Just slow and consistent.
70L - 2.9 yoe
Including all(Savings,investment) net worth - 4 yoe 15-20 lakhs and I just started with 4 lpa now I am at around 12 lpa, few Land investment, sip, Savings, fd - nothing special simple investment
1.15cr 7yoe
