TwirlyJellybean
TwirlyJellybean
5mo

What does your current financial debt look like?

Me first 🎀🎀

Software Engineer with 6 years of experience

Salary: 23 LPA in hand (pre tax)

Total Debt: ₹42k (UPSC online course).

I dunno why I thought of preparing for UPSC even though I am good at my work and I like it, maybe it was thought of job instability, and I forgot about my risk appetite lol. Left the prep, but still 17 installments to go.

5mo ago
SleepyBurrito
SleepyBurrito

Prepay and get it over with? Considering you have no other debt. Am assuming it's a 12%+ loan

TwirlyJellybean
TwirlyJellybean

I want to, but I have allocated a considerable percentage of salary to some stock investment hence I am not left with much to close the entire loan amount.

And yes this is the only loan I have for now

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