TwirlyDumpling
TwirlyDumpling
9mo

What does CTC include in general ?

Does it also include PF, Gratuity, Medical Insurance premium if any(paid by employer), Relocation bonus, Joining Bonus, etc ?

Or is it just the fixed part that an Employee gets after deducting above ?

Yes CTC includes everything
Should only consider the fixed part
178 votesexpired
9mo ago
ZippyWalrus
ZippyWalrus

depends on company. prev org i was in, did not include gratiutiyy or PF or insurance in CTC. New one does. Benefit is, your health insurance benefit is 5 times your ctc

JumpyRaccoon
JumpyRaccoon

Buddy, 5 times your CTC is your accident insurance payout not health insurance.

ZippyWalrus
ZippyWalrus

yeah my bad. life insurance is 5 times your ctc. so if your ctc is inflated due to gratuity and other stuff, your life insurance automatically gets inflated

FluffyKoala
FluffyKoala

It is everything, that’s why it’s called CTC - Cost to Company. It’s the total cost of what you are costing to the company, not just what you finally get paid in hand.

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