What do you hate about payments experience in India today?

Unnecessary vouchers in rewards🥲 give me 5rs cash back instead

Upi scams

Many businesses are really cheap when it comes to accepting credit cards especially Amex. They’ll either not accept it at all or tack on an additional fee.

Should be an instant refund in case of partial payment failure, i.e money deducted but payment failed.

NetBanking - every 30 days new password, multiple banks - can't keep with password is with what account. I liked it when Paytm payments Bank allowed biometric authentication in their app for payment authentication.