Trending @Accenture; Need inputs non collateral loan / becoming co applicant to my first cousin

My cousin has completed her LLB and now wants to pursue her masters in UK. So she asked me for my payslips and planning to take a non collateral loan based on my CIBIL score.

She is my first cousin and I have my own sibling. So if me and my sibling plan to move abroad either to pursue masters or for work visa. Will this affect me in anyway? Because I’ve been made as the guaranteer / co- applicant for my cousin non collateral loan (40 lakhs)

If i plan to abroad in future in the same non collateral way. I will get less amount right ? Since this 40lakhs is under my name I may get 20-30 lakhs maximum? And even I can’t help my sibling too.

But my cousin’s banker tells that it wont effect me for my future. But I doubt that.