TFactor

i have 3.99 as t-factor, any help?

Managers always have bias towards people they know so it is always better to be on the safer side when you want to get the best bands etc. and having a T factor that meets your goal is definitely one of the ways to justify your own profile

No, honestly it won't.

1. Essential for the manager as a lame reason to give you lesser band. Not for you. (Unless you are seriously pursuing wings2 and about to complete the milestones. It has some tfactor criteria)

2. No