SparklyPanda

Term Insurance

Hey Folks! Planning to buy Term Insurance with 1Cr Cover. Which platform would you suggest? Ditto Insurance or Policy Bazaar?

16mo ago

Talking product sense with Ridhi

9 min AI interview5 questions

PrancingPotato

Stealth16mo

Ditto are good. They are not salesy people. They are into advisory.
For Term insurance-
Go with an established one. Check their claim settlement rates.
Note - You are not buying this for yourself, instead you are buying this for the ones you’ll left behind. Focus on easy, digital claim process and high claim settlement rates. The insurer should be there down the line 30-40-50 years.

JazzyNarwhal

Stealth16mo

PB is an aggregator of companies with corporate license. Ditto is an aggregator of individual advisors. You can buy from either of them. PB may be able to give you some discount though. If you rather prefer to buy offline, you may email me. I'm a registered advisor with Max life insurance in Bangalore having clients in different cities.

DizzyHamster

Stealth16mo

Ditto Insurance

QuirkyMochi

Nokia16mo

How I do is/was to give a dummy phone number to get quotes and compatitive analysis. Then go directly to insurer to buy policy.

QuirkyMochi

Nokia16mo

In policybazaar I mean. Forgot to add in original reply

ZestyDonut

Stealth16mo

Policy Bazaar is mental harassment. Use Ditto

JazzyBurrito

Stealth16mo

Dm me. I am a financial planner and buying such insurance from those who are into same business is always better then buying with a third party because we can push for settlement in case of hurdles.

JumpyHamster

Stealth16mo

PBs are crooks don't buy anything from them

Discover more

Curated from across

Banking & Finance6mo

by SparklyMarshmallowTCS

Which is the best term insurance of 1cr?

Ask Grapeviners7mo

by ZippyLlamaOracle

Term Insurance Recommendation

Hello folks, I'm planning to buy a term insurance plan with a cover of Rs. 2 Cr until 65 years. I have shortlisted Max Life and TATA AIA for the same. I'm still researching more on this. What are your pointers on choosing the best plan ...