WigglyTaco
WigglyTaco
11mo

Trending @Infosys; Superannuation vs VPF

For all JL6 and above, what's the best option considering Superannuation interest rate is 7.6 and VPF is similar to PF (8.25)?

Should the amount from Superannuation be diverted to VPF?

11mo ago
MagicalMuffin
MagicalMuffin

Where do you see that option to transfer or divert? I dont think there is any. VPF yes you have an option to subscribe or not, but superannuation is mandatory for JL6 above and cant divert or opt out of it.

WigglyTaco
WigglyTaco

But % of amount in Superannuation can be changed right

FuzzyBiscuit
FuzzyBiscuit

You can set SA to 1% and rest 14% you can either put in VPF or NPS

GigglyPotato
GigglyPotato

What are the benefits of SA funds?

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