DancingWalrus
DancingWalrus
5mo

Suggest credit card!

Hey all,

I got a good promotion and would like know a good credit card upgrade. I currently have a HDFC freedom card. Let me know, what should I take?

Also should I use cred?

5mo ago
BouncyJellybean
BouncyJellybean

Try to get SBI cashback CC if you order lots of stuff online.

BouncyJellybean
BouncyJellybean

This is a good credit card if it matches your spend pattern. Just try to avoid upgrading this card.

To be honest, I don’t care about fluffy points which convert to two days at Marriott or one flight ticket worth ₹10k for spending ₹6L, I’d be much happier to get ₹2k cash back/month for my spends without falling for the temptation of spending more money.

Tbh, credit cards make money when people take loans they can never repay back.

SqueakyBurrito
SqueakyBurrito

Don't upgrade credit card, keep your expenses same and upgrade your savings, credit cards are scam.

DizzyBoba
DizzyBoba

AI is a scam

SparklyPretzel
SparklyPretzel

Yes can go with cred. You can go for millennia or Tata Neu infinity if you shop on Tata Neu merchants and looking for rupay credit card.

BouncyPenguin
BouncyPenguin

Only get ones where you don't have to increase spends.

Discover more
Curated from across