Stuck financially even after making 18 LPA
I am 25 making almost 18 LPA. But still I am not able to find peace.
Stuck in emi.
I have two little sisters, I need to take care of their studies and marriage.
my parents hardly make anything.
I have worked so many years but still couldn't afford to buy a bike for myself.
My entire salary goes in fees, emi, sending money to parents.
Little left to spend and save for myself.
Then there is another fear that AI will take jobs.
Job uncertainty, frequent lay offs...
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Don’t worry about AI taking jobs. If it actually happens someday in the future, we all will find ways to deal with it. No point in worrying and spoiling the present time also.
You are still very young, only 25. At this early stage in career, your salary is low (only 18 LPA), and you’re not able to save much. That is completely normal & understandable.
Concentrate on working well in your career, and in constantly learning new skills. As you progress through your career, your salary will improve (50 LPA - 1 Cr+ LPA) along with your savings, and you will find financial peace & security by the time you’re in your 40s or 50s.
For now, don’t worry about things outside your control, and work and support your sisters. Once your sisters finish studies, they can get jobs & start earning and become independent, & they can take care of their living expenses and marriage themselves, reducing your financial load. All the best! 👍
25 and 18L is low ? What about ppl who is near 30 and earning 15L ? Extremely undervalued?
why do you think you are doing great with 18lpa?
I am not saying I am doing great, but I am saying there is no mental and financial peace left.
You are already doing good. Family is not a liability, they are your reason to live and grow. Keep learning and growing, still 25 so there is ample time to think about your personal life. Get your sisters educated and independent and life will be good ahead.