Stop buying stupid shit on EMI just because you got a job
Rant. i was a chappri intern once and destroyed my own finances. Every Tier 1 graduate working at our lean fintech startup gets their first paycheck and immediately finances a Rs 1,50,000 iPhone to take mirror selfies, which virgin btech 2nd year students cant help but drool at. i did the exact same dumb shit.
I get it bro/sis, you mugged up 800 LC mediums and the founder picked you up because you solved a system design question. No, that doesnt mean you enroll in a 24 month No Cost EMI for a ridiculous Rs 80,000 espresso machine just because you moved to Bangalore. That was my absolute dumbest purchase when i got my first real salary.
Due to linkedin gyaanis Twitter is full of 2nd year dimwits who think swe is the only path to liberation and their bhaiyya didi will be their guiding angel. They won't. They'll turn out just like your average 3.5lpa mass recruiter employee drowning in debt. The only way to survive is figure shit out yourself and not fall for the lending products we literally build at work. Its that simple. Im from a shit tier 3 college. I finally paid off that stupid coffee machine. What EMI bro?
Deleted shopping apps for good until i get my sanity back.
Why hating bruh.
Let them enjoy their own earned money for once. This feeling and the happiness you get from buying stuff when you have just started earning, you will never be able to enjoy it later ever.
It's better than sitting on 10cr with a diabetes
not hating bro, i get the dopamine hit of buying stuff with your first salary. i literally did the same thing. just saying dont trap yourself in EMI debt for it.
Layoff will change it.
We cab buy things in one go, we still choose NO cost EMI cause this make us to be in monthly spend limit and still own the thing we want
