Should I rebuild my Emergency Fund or enjoy life now?

Hey y'all,

So, my dog had some surprise vet visits recently, costing me around 40,000 over two months (first 15,000, then 25,000). I consider these as emergency expenses since they were unexpected but necessary. I usually save about 80,000 from my monthly paycheck, and I've got around 6,00,000 in savings.

Luckily, I managed to cover these vet bills without dipping into my accounts, but it's slowed down my savings rate. So, I'm wondering, how quickly should I try to replenish my missed savings? I've got some personal wants that I usually budget for fun, but now I feel guilty spending on those because of the recent unexpected costs.

Should I loosen up and enjoy a bit, or tighten up and focus on rebuilding my savings aggressively?

15mo ago

JumpyTaco

Stealth

15mo

Have fun but invest in stocks(50% of money) Have fun but also make sure you have 1 home loan always going on (which you finish within 3-4 years) Have fun but find ways where you can save, as you're young and can walk or have stamina to go the distance when exploring (take bus <500 km distance) Have fun but always split bill at casual dates and hookup meets.

You wont get 20's again, but you dont want regret in 40s either. so be smart , take the tougher road now as your body can.

Ex- i can do Everest base camp at 25 and roam japan at 50. not vice versa.