by SleepyBananaOracle
Employer contribution of pf
Some companies pay 12% of basic as employer contributions and some does ₹1800. How does it make a difference in overall package ? Which is beneficial?
WigglyBanana
Should i keep Rs. 1800 as fixed PF amount or go back to 12% of Basic Pay as PF?
Requesting assistance on choosing Rs. 1800 as PF amount or 12% of basic pay as PF. I know 12% of basic pay will also increase employer's share and it is good but any other thoughts and benefits with Rs. 1800 option?
P.S. i am in 30% tax bracket
11mo ago
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DizzyMarshmallow
Go for 12% of basic PF + additional 10% of basic in NPS for tax saving if you are in 30% bracket. Unless you think you are smart enough to outperform the stock market in long run by good margin.
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Curated from across
by ZestyNuggetCognizant
MinPF vs MaxPF
Is 1800 deduction better or Maximum deduction 12% is better? Please elaborate your opinions.
by QuirkyPretzelSoftware Test - QA
CTC to In-Hand CheatSheet
Seems a valid calculation to me.
You can refer to it probably next time when you are discussing pay or pay raise.
The og author has calculated like this: 'This is almost the best-case scenario without the variable component.
12% PF de...
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