Should I change something ?
Current return is 24.64% . I feel like I’m playing too safe.
Why dates as 3rd April and then 23rd and 29??
Just random. My theory is most people invest during month start and avoid month end . I’m trying to go against it so that I buy when market is low during month end , I know in the long run it doesn’t make much difference.
No...it do make a difference.
Good stategy
Buy Nasdaq fund with low expense ratio.
Need to invest in some of these funds now.
The risk-return ratio is not much in favour of mid and small caps at this time given the high multiples they are trading. I would suggest re-allocate more to large caps this year as they are poised to do much better. Mid and small caps might see corrections post Budget & Elections, that would be a good time to enter. Btw great inflow. What's your total portfolio value ?
is 24% annual returns after the commission ?
Great job with the amount you are investing!
