TwirlyTaco
TwirlyTaco
6mo

Seeking recommendations for the best credit card for my usecase

Context: I am looking to get my first credit card. I have used BNPL services earlier from various platforms, which has helped build a disciplined spending habit. Now I am looking to get a credit card as they provide additional benefits.

My requirements for credit card features:

  • No-cost EMI facility (without any catch)
  • Good discounts for online purchases (Amazon/Flipkart (leaning heavier on Amazon's side), Myntra, Zomato, Swiggy, Apollo 24/7, etc.)
  • Good discount offers for ticket/travel bookings
  • Complimentary lounge access (without any min. spending requirement, min. 8 visits)
  • No joining charge or annual charges (or waive off annual charges based on spending)

Please share your genuine recommendations... TIA !

6mo ago
SillyQuokka
SillyQuokka
6mo

Don't u think you are over compromising. You should increase your demands.

TwirlyTaco
TwirlyTaco

Just trying my luck man

Gif
JumpyPretzel
JumpyPretzel

No such credit card.

TwirlyTaco
TwirlyTaco

Any card that covers at least points 1, 3 and 4 ?

SqueakyMochi
SqueakyMochi
6mo

Amazon Pay ICICI CC

TwirlyTaco
TwirlyTaco

It doesn't provide lounge access feature...

GoofyPotato
GoofyPotato

Hdfc regalia gold 2.5k annual but can get LTF too if you have existing relationship with Hdfc

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