
Secondary Savings account
I want to open another bank account where I wish to build a significant cash position (with about 5 months of my salary). I will use that money incase of emergencies or if I need a lot of cash, so that I don't have to exit any stock positions or mutual funds if I suddenly need money. The corpus will be created over time ofc. I wanted to know which is a good bank to go ahead with? I don't have a problem with a non zero balance account, all these banks offer a shit ton of options and benefits and I am confused. So, good people of grapevine share your wisdom. What would be a good choice with decent benefits.
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Why not open FD or multiple in your own bank? You can also open multiple savings accounts in your bank itself
If you want to choose other bank anyways: Choose ICICI. They have good app and service better.

I have that kind of savings account in PNB. And I make several FDs online, as of now earning 7.25% interest on it. The idea behind several FDs instead of one is to be able to break as per need without disturbing entire funds.

Open the bank account in SBI . Opt for flexible FD in which you can withdraw the amount anytime you want in case of emergency while earning the FD interest rate.
Although rate of interest is 6 to 6.5 % but it's one of the safest bank out there.

Dbs...7.5% on saving.