Second source of Income ( SSI)

I am pretty sure that each one has a fair understanding of the importance of having a SSI, but I am surprised to see that no-one or very few talks about that?

I don't know what's the reason behind that?

People don't want to put extra efforts ? Or may be they are in a dilusion that they are earning like 2 or 3 or 4 lakh PM May be more than that.. & many of them are investing for their future, some of them might reached of a corpus of 1 or 2 cr as well.

But is it too much so that they feel secured about future ( which itself uncertain) ?

This is becoming a nightmare for me, I changed my job to get some time to plan out something for SSI, but still exploring... I might be on the same phase where most of us right now? Not sure, any thoughts or any idea ? Or anyone have any idea & looking out like minded people to build something collaboratively.. all are welcome..