
Salary Credited And Gone
My credit card bill for this month was 152k . Again I had to balance transfer some of my amount. I even buy a 10 rupee snack using UPI Credit Card. I don't visit shops that don't accept UPI cards. I buy vegetables using a Credit card. I will become a beggar without a credit card.
Sad, why would you post this.

Loneliness

I live in Bangalore. My monthly expenses are 30-32k max. I don’t know how bande 1-1.5lakh phunk dete hai. If there is only 1 time purchase in this SS like Macbook or other gadgets and still okay. I know people who earn 6-7lakh per month , still they spend less than me . He spends max 10k here per month at max 🤣.

Stops your habbit of using upi credit card. Life will improve.

My expenses are lesser even with 50k rent and family

This is your fault na expenses are too much using credit cards

Buy veggies from “vegetable markets” which accept “cash” or “UPI”, such as Madiwala. The prices will be half, it’s kinda like getting 50% cashback which the credit card bros have never seen or heard of.

Stop posting repetitive shit

Delete cards from apps. Pay off one card at a time. This is high stress thing you are doing. Take help from financial planner.

That salary though🥵 . Care to tell us how you got into morgan stanley