Sad Reality of our Stock Market

Usually when ever markets fall after a big bull run, stories of sucide due losses turn up on the media. This time it's missing.
It means either people are sitting in huge profits or the fall of 10% isn't bad as the media portrays it

Should I start investing in mutual fund or not, sip I heard is a scam , and lic fomo type

Bhai khud type karo

Not just this with RBI cutting interest rates, FD returns are expected to decrease as well

Nifty Small Cap down by 18.2%

Nifty Mid Cap down by 16.4%

Nifty 50 down by 12%