QuirkyMuffin
QuirkyMuffin
7mo

Review salary and growth

I am 28M, total working experience of 6 years working as a Senior Software Engineer, at 35LPA(all fixed). My career path has been like

  1. MNC- 3.36
  2. Mid tier - 5 lpa
  3. Mid tier - 10lpa

Stayed for 4 years in my 3rd company came out with 20lpa. Made a change few months back with 35lpa.

  1. Mid tier - 35lpa(current job)

Now I come from a family where we had to build everything from scratch, so i had lot of expenses as i moved on, gave my parents a good life, bought a few things, moved to a better and bigger rented house as. Upgraded my devices(not mac but in general), bought bike , had sister wedding vontributed to ~7.5lacs from my side. Parents didnt had anything and i didnt want to go to them to ask for all thse. Now with all these i have only 7lacs in MF and 2lacs in stocks. Could be 1.5 lacs in PPF and 70k in savings. Have life insurances covered.

Not sure but questions in my mind.

  1. Considering the expenses and all, i think i should be having more money saved/invssted
  2. Where should i go from here, how much top product based could offer me and what skillset they would look for in 6-7 years of experience
  3. I am planning for marriage next year, i want to keep it very simple, but with that too 10-15lacs would be required. Will have to vheck though
  4. Planning to buy house in next 2-3 years, it would cost around 50lacs overall. Will tske up home loan but still need cash in hand.
  5. Considering the market of layoffs and all these, i am not sure how much progress i would keep it up with my finance investments, future expenses as i dont have any back up
  6. How are post marriage expenses, any suggestions to keep something ready before gettng married ? Any advise from married couple
7mo ago
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