Question for people having family income around 3-4 l/p month
What does the lifestyle of families who earn around 3-4 lakhs per month look like ?
Or
if you are a family is in the said income bracket , what does your household expense looklike ?
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In hand combined is above 4l/m.
Household expenses ~60k/m average. No rent. Holidays and large purchases extra.
Money goes for investments. Money makes money.
If you are able to save 50% or higher, you are in a good place. Ensure that your expenses don't grow with your salary but your investments do.
Also get the basics right like having an emergency fund, Term insurance, health insurance outside of work, diversify your portfolio (debt and equity) etc.
More than lifestyle, ask about mindset.
It's obvious that more money can help better your quality of life.
But more importantly it frees up your mind. Less decision fatigue, easier to choose quality, choosing better quality jobs, throwing money at problems
Ola/Uber Car without 2nd thought book kar lete honge bas. Thoda 1-2 luxurious Vacation trips bhi ho jata hoga. Aur kya hi lifestyle change hoga
Lifestyle didn't change much. But we are able to afford things which improve the quality of life.