What does your Portofolio look like in your 20s.
Would also be helpful if you can tell about your health and term insurance.
26yrs old
~60% in stocks (70% of it in smallcap, rest in large/mid) and ~40% in direct MFs (Mostly ELSS and Sectoral fund - Tech)
Tried crypto with 4-5k in 2021, didn't workout well 😂
No term and health insurance yet, planning to get them this year
Total Corpus? When do you plan to start diversifying into non-equity instruments?
Not much, ~10L in stocks and MFs. I've also purchased gold (Jewellery for Mom) worth 3-4L over last two years.
I really want to try out some alternatives in like wint and grip, I'm just very lazy to study and invest in them I guess.
I invest in MFs only. Mostly in Nifty 50 and ELSS. I do have one small cap, flexi cap, international, bind and gold fund. But most of my investment are with Nifty 50 and ELSS and has given me good returns.
30% mutual funds
20% stocks (mostly mid/small caps)
~20% in real estate
~ 10% in Government schemes like PPF, NPS
Rest cash in bank.
Don't like FDs. Invested some amount in crypto but nothing significant (around 1L).
24M
56L in equity. 38L in MF, 18L in stocks
MF xirr is 20% and stocks are +10%. I booked some profits recently and reinvested it. I don't have much clue about stocks so I invest in trusted companies and hoping to get good returns over the decade. (doesn't mean I have not made blunders but those blunders have recovered too)
No term insurance or health insurance yet but I'll get it this year
I have been maxing out ppf for 5 years now, no investments in NPS.
I have separate 6L FD to cover emergency expenses.
Around 7L in crypto(approx 4.5L is earning from 5 years back but it was all in stablecoins so didn't appreciate at all and remaining was airdropped)
I save around 80-85% of my salary for months between march-december. A chunk of jan/feb income goes into paying advance tax. taxes are less due to 44ada
10 cash, 20 stocks, 30 mfs, 55 land - all in lakhs, age 31
Hi,
Wanted to keep precise to the point.
Age - 36 Salary - 40 LPA Portfolio - (Stocks, FD, MFs) - 50 Lakhs MF - 40 Lakhs Stocks - 6 Lakhs FD + Debt - 4 Lakhs
Married. with 4 year Kid. Wife is not working.
Own Home - 85 Lakhs - Loan w...
I want to start investing in mutual funds. I want to design my portfolio for the long term goals(15 years min). I was confused about what the mix of funds should be. I can take risks now but I don't want my portfolio to be volatile as f...
Please review my portfolio.
Salary: 54K YOE: 1 Invest: 17K per Month
Emergency Fund: 1L (In Savings Account) MF + NIFTY + Gold: 1.85L EPF: 72K
Total NW: 3.57L
Need Suggestions!
Age - 33 YOE - ~ 10 years in Marketing
Zero exposure to US stocks. Zero exposure to Crypto. Have a house (~45 lacs) for parents in a Tier 2 city which I haven’t added here. No liabilities (finished an education loan and a home loan)
...