Pf taken is very less good or not

It depends on many factors.

But you have options like VPF, PPF and NPS to opt for if it suits you.

Not good. It qualifies as tax exemption and an old fashioned but effective way to have some backup for when you lose a job or so. You can still invest consciously in such a fund with self imposed discipline.

Depends really. Its up to you on how you invest your take home salary.

Pf is just 7.1% interest. So not too good

and whats your inhand? pf depends on basic