
Trending @Infosys; Personal loan at infosys
Any infosys employee took a personal loan in icici bank ? Can i know the benefits we have?

Can you please elaborate on partial payment and pre closure things too. Thanks

Partial payment also you can do but not sure about benefits details. Regarding pre closure you can do it anytime but if you apply for pre closure within one year or before paying 12 EMI, then you have to pay some extra amount(around 5-7%). I applied for pre closure after one year, I only paid the existing principal amount no extra charges.
I think, you already got an email bcuz they sent always by providing all the details

And other benefits are that you will get different types of loan like personal, home, car with minimal documents verification and quick distribution.

If you have a pre-approved loan which you can check from the iMobile app. The benefit is that after applying the loan amount will be credited within minutes. Like other loans where you need to go through document verification and other processes, and it will take a few days time but in pre-approved loans these processes are not required.