Personal Finance Tracking

There are many, but then such apps become data broker and try to sell you products, it's better to maintain one Excel sheet

Indmoney

Indmoney

Notion template

I maintain everything in a Google sheet😌

Bruh just do your bills and savings/investing at the beginning of each month. Whatever is left spend without sweating. Just restrict investments to one or two apps. Have each mail you your monthly performance and just copy paste those numbers into an excel

Okay how about this idea where we create an app to track everything and charge a nominal subscription but don’t sell them products ? Maybe have the products but sell them only if they are interested in :)

I can't trust anyone with my data

No, and there shouldn’t be one - why would you give your bank data to someone else? You maintain yourself in an excel. Stocks and MF you can do through your broker app (like I-direct or Zerodha)