MagicalSushi
MagicalSushi

People earning 50lpa+, which credit card do you use?

I see my friends booking tickets and hotels using points. My credit card offers are so hidden in the app and nothing attractive

21mo ago
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SparklyPenguin
SparklyPenguin
Zomato21mo

Infinia metal, that’s the best out there.

ZoomyRaccoon
ZoomyRaccoon

My sis has it

MagicalSushi
MagicalSushi

It says invite only. How to get one?

SleepyTaco
SleepyTaco
Traya21mo

I use regalia but aspire to use black metal or infinia one day

CosmicTaco
CosmicTaco
Zomato21mo

Regalia has gone bad bro, it doesn't even have lounge benefits anymore. Change it up if you can, I switched to ICICI Sapphiro.

MagicalSushi
MagicalSushi

How to get one? It says invite only

QuirkyJellybean
QuirkyJellybean

Axis Magnus Burgundy, convert your salary account to Axis burgundy and get that credit card LTF.

BouncyNarwhal
BouncyNarwhal

Bruh, I got Burgundy, and was already holding Magnus (shit now). Even then they aren’t offering Magnus Burgundy (LTF).

How did you get yours?

SqueakyMuffin
SqueakyMuffin
Zomato21mo

You missed the train. It was LTF for a few months for Burgundy. Now it is ₹35k + GST a year, no concessions to anyone

JumpyMochi
JumpyMochi
InMobi21mo

Get HDFC Diners Black or Infinia (if you are eligible)

WigglyQuokka
WigglyQuokka
TCS21mo

Whats the eligibility criteria for Infinia?

BouncyNarwhal
BouncyNarwhal

36lpa

CosmicLlama
CosmicLlama

People earning 50l, why use a credit card would be apt question.
Howamy points do you think you can accumulate by eating out? And booking a few tickets a quarter?

GigglyPretzel
GigglyPretzel
Uber19mo

It’s not just that, everything I spend on including Swiggy, Uber, Amazon, bigbasket, tickets etc gives me 5x points through the HDFC smartbuy platform. If you use a good card smartly it’s easy 10% savings on almost everything you do.

GigglyPretzel
GigglyPretzel
Uber19mo

PS: I use infinia and the point redemption value is good so that obviously makes the biggest difference.

SquishyMarshmallow
SquishyMarshmallow

AMEX Platinum. Probably made a mistake though. They barely have anything in offers and if you want to stay somewhere, it's all 45k per night kinda places. Thinking of switching to Infinia.

BubblyNoodle
BubblyNoodle
Nike21mo

I got a Citi card on my first job and kept it ever since. Change is such a pain. The bank changed its business strategy but I refused to change by Cc. 😂

QuirkyJellybean
QuirkyJellybean
Google21mo

HDFC Infinia. The best out there unless you need a specific type of card (Travel, etc). Been using it for years, nothing beats the experience. Would still be nice to have movie tickets though.

GoofyHamster
GoofyHamster
InMobi21mo

Infinia, DCB, magnus burgundy. All 3 are good in that order

MagicalNugget
MagicalNugget

Infinia metal 💳

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