Paytm vs Kotak SDE 2 vs Oracle Health SMTS
Offer 1 - Paytm • Base - 49 LPA • Stocks - 1000 units • Joining Bonus - 2 L • Retention Bonus - 2 L • First year comp ~ 55L • Location - Bangalore (5 days WFO) • Pros - Greenfield backend work along with agentic AI workflows that seems really good seeing current market. They are pushing for me a lot because my profile is matching their requirements.
Offer 2 - Kotak SDE 2 • Base - 42 LPA • Perf Bonus - 10% • Rentention Bonus ~12.5L after every year anniversary. (50L over 4 years) • First year comp - ~58.7L • Location - Bangalore (2-3 days WFO) • Pros - More stable and higher comp possible in the long term.
Offer 3 - Oracle SMTS • Base - 35.3 LPA • RSUs - 39000 USD with 4 year vesting (40/30/20/10) • First year comp ~49L • Location - WFH • Pros - MNC, with possible stock growth comp can be higher.
Please help in deciding
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that paytm number is top of market for sde 2, they're paying for the pain. kotak is building something new, oracle health is integrating something old. you're choosing between a golden handcuff from a company in distress and two banks playing dress-up as tech firms. one pays for your therapy now, the others might make you need it later.
Which college? Btech/mtech?
Can you share how you got these many offers in this job market
Can you share interview experience