Paytm Reinvents BNPL: Credit Line via UPI

CosmicTaco · 2025-09-17T18:42:13.002591+05:30

- Over a year after halting its BNPL product, Paytm Postpaid returns as a credit line on UPI. - Launched with Suryodaya Small Finance Bank, it's called “Spend Now, Pay Next Month”. - Paytm initially paused this due to concerns in December 2023, now seeing improved market conditions. - Analysts believe this move could drive significant revenue and margin expansion. - Paytm's Q1 net profit marks a significant turnaround, aligning with its strategic shifts. Source: [Inc42](https://inc42.com/buzz/paytm-relaunches-bnpl-product-as-credit-line-on-upi-service/)

Over a year after halting its BNPL product, Paytm Postpaid returns as a credit line on UPI.
Launched with Suryodaya Small Finance Bank, it's called “Spend Now, Pay Next Month”.
Paytm initially paused this due to concerns in December 2023, now seeing improved market conditions.
Analysts believe this move could drive significant revenue and margin expansion.
Paytm's Q1 net profit marks a significant turnaround, aligning with its strategic shifts.

Source: Inc42