SwirlyCupcake

29mo

Payment Gateway Reco (Razorpay | CCAvenue | Cashfree | PayU)

I'm looking to shift from my current payment Gateway (PayTM). I've used CCAvenue in its heyday when it was the most developer friendly.

I need to have reliable transaction success rates but PayU seems antiquated and Razorpay and Cashfree can't seem to be able to onboard new merchants because of their PA license issues.

Can someone either confirm the ban for razorpay and cashfree or put me in touch with either who can onboard us? If not, would you guys recommend ccavenue or something else?

CCAvenue

Razorpay

Cashfree

PayU

Other

157 votesexpired

29mo ago

SnoozyWalrus

Razorpay

29mo

Try HDFC Bank / AXIS Bank PG

SwirlyCupcake

Stealth

29mo

Yeah that was the fallback I had kept. Honestly don't want to deal with banks. Their support usually sucks and they threaten to pull services for small clerical errors.

ZippyDonut

Juspay

29mo

Try phonepe or easebuzz. Both are onboarding. You can also see if Juspay would be a good fit for your use case as it would save you the effort of new pg integrations

SwirlyCupcake

Stealth

29mo

Juspay looks good, will check them out. But as far as I know, it's just a routing layer and I might still have to onboard with the PGs. Could be wrong though.

I've been hearing easebuzz a few times lately. Never heard of them before. Any idea who the guys are and their credentials?

DancingHamster

Porter

29mo

Correct. Juspay is a Payment Router. Even if you integrate with it, you would need to have an actual PG like Razorpay, PhonePe, etc behind it.

And yes, Razorpay does have an embargo on onboarding new clients. Not sure when it would be lifted up. Go for PhonePe. If your usecase is UPI heavy, no one offers better success rates than PhonePe

SquishyQuokka

Gojek

29mo

Wow Razorpay is the biggest chunk of

SwirlyCupcake

Stealth

29mo

Even though they aren't onboarding new merchants for around 1 year.

DerpyBoba

InMobi

29mo

Just explains why online anon polls should not always be trusted.

ZippyDonut

Juspay

29mo

Razorpay and Cashfree are not onboarding

SwirlyCupcake

Stealth

29mo

Any idea of when they would restart?

JazzySushi

Pharmeasy

29mo

You’re looking for which payment method? PhonePe has the recent gateway offering. Performs quite well across except NB

SwirlyCupcake

Stealth

29mo

Too new in the PG market. Good rates to begin with but I don't know how it'll play out a year down the line. Plus it's their secondary product so don't know about their focus.

WobblyWalrus

Student

29mo

There's this new payment gateway totally awesome and taking over stripe, called Paddle. You can search for it. It takes 5% commissions but it's worth it because of less hassle and many many many features unlike stripe where you have to get an app from marketplace and later pay commissions. But it's friendly for SaaS startups only. Millions of SaaS startups and indie projects shifted to paddle.